In 2025, top online casinos in Canada are offering RTPs as high as 99.6%, making a real difference to your long-term returns. Below, we share our test results, verified payout rates, and best picks based on hands-on play.
Canada’s Casinos with Highest Payouts in 2025
What Online Casino Pays Out the Most in Canada?
If you’re chasing the highest payout online casino in Canada, focus on games with 97%+ RTP and verified payout speed under 48 hours. Many casinos claim fast returns, but only a few deliver. Below is our updated list based on real player withdrawals and independently published RTP data.
| Online casino | Payout rate | Withdrawal time | Games |
|---|---|---|---|
| Let’s Go Casino | 97.6% | 0–24h | 2,000+ |
| Rolling Slots | 97.4% | 1–48h | 3,000+ |
| Winshark Casino | 97.2% | 24h | 4,000+ |
| SlotsMagic | 97.1% | 24–48h | 3,500+ |
| Wildz Casino | 97.0% | 0–24h | 3,000+ |
| Spin Casino | 96.9% | 24h | 1,200+ |
| Bizzo Casino | 96.8% | 24–72h | 3,300+ |
How Is Casino Payout Percentage Calculated?
RTP (Return to Player) is a basic formula used to show how much a game pays back over time:
RTP = (Total Winnings ÷ Total Wagers) × 100
For example, if players wager C$1,000,000 on a slot, and the game pays out C$960,000 in wins, the RTP is 96%.
But this number isn’t pulled from a handful of spins. Game developers run massive simulations, usually 10,000 to 1,000,000+ automated spins, to get a statistically reliable average. These simulations are designed to remove short-term luck and show how the game performs long-term.
Independent testing labs like eCOGRA, iTech Labs, and GLI check these results. They look at the game’s random number generator (RNG), simulate spin outcomes, and confirm the advertised RTP is achievable under fair conditions.
It’s important to know that RTP is theoretical, as stated by the UK Gambling Commission. This means that in any short session, your outcome will likely be different. You could win far more or lose much faster than the RTP suggests. But over millions of rounds (across all players), the returns start to align with that target number.
Also, not all games hit their RTP at the same pace. Low-volatility games (frequent small wins) tend to come close to their stated RTP faster. High-volatility slots (rare big wins) may take much longer, potentially millions of spins, to settle near their target.
Finally, some games have multiple RTP versions (e.g., 88%, 94%, 96%), depending on what the casino chooses. Always check the game info or casino help section to find out which version you’re playing.
Best Paying Online Slots in Canada
Now that you know how RTP works, it’s easier to see why some slots give you better value than others. We’ve played hundreds of games ourselves and kept track of which ones actually pay well over time.
The games below all have a return rate above 98% based on both official audits and our own tests. These games are ranked by RTP from highest to lowest. We’ve also listed the casinos where you can play them with the proper payout settings.
| Rank | Slot Game | Provider | RTP | Max Win | Release Date |
|---|---|---|---|---|---|
| 1 | Ugga Bugga | Playtech | 99.07% | 1,000x | July 15, 2006 |
| 2 | Book of 99 | Relax Gaming | 99.00% | 5,000x | May 4, 2021 |
| 3 | 1429 Uncharted Seas | Thunderkick | 98.60% | 670x | April 15, 2014 |
| 4 | Marching Legions | Relax Gaming | 98.12% | 10,000x | July 2, 2020 |
| 5 | Blood Suckers | NetEnt | 98.00% | 1,014x | April 1, 2009 |
| 6 | Money Cart | Relax Gaming | 98.00% | 2,000x | December 7, 2021 |
| 7 | Money Cart 2 | Relax Gaming | 98.00% | 5,000x | July 20, 2021 |
How We Select the Highest Payout Online Casino
Our process is hands-on. Here’s how we test:
- We play the games ourselves, hundreds of spins each.
- We time every withdrawal request and log the result.
- We cross-check casino RTP listings against lab certificates.
- We compare real user reviews from Reddit, Quora, and Trustpilot.
- We report games where advertised RTP didn’t match session performance.
Casinos Fail to Deliver Timely Payouts
Below are five casinos currently blacklisted by our team and others in the online gambling community. These names came up repeatedly in complaints, refund requests, and industry investigations.
| Casino Name | Main Issues Reported | Country/Group |
|---|---|---|
| Thebes Casino | C$500/month withdrawal cap, bonus traps, auto-enrolled wagering | Blacknote Group |
| Planet 7 Casino | ID delays, non-payment, no licensing transparency | Ace Revenue |
| GoldVIPCasino | Spam-heavy marketing, fake RNG accusations, support dodging payout questions | Sorila Commercial |
| Class1Casino | Changing T&Cs mid-play, very slow payments | Unknown |
| Cool Cat Casino | Withdrawals take over a month or blocked, KYC requests repeated | Virtual Casino Group |
Popular Banking Options at High Payout Casinos
Speed and security go hand in hand when it comes to choosing the highest payout online casino in Canada. Based on our own tests and verified player reports in 2025, the best payout casinos support payment methods that deliver fast withdrawals with no hidden fees. These casinos use trusted processors and enforce identity checks that meet licensing standards. Below is a list of the most reliable banking options local players can use today.
🇨🇦 CAD Payment Methods
| Method | Fee | Processing Time | Limits |
|---|---|---|---|
| Interac | FREE | INSTANT | C$30 – C$3,000 |
| Visa / Mastercard | FREE | INSTANT | C$15 – C$6,000 |
| iDebit | FREE | INSTANT | C$15 – C$4,000 |
| Neosurf | FREE | INSTANT | C$15 – C$6,000 |
| MiFinity | FREE | INSTANT | C$20 – C$4,000 |
| MuchBetter | FREE | INSTANT | C$20 – C$4,000 |
| ecoPayz | FREE | INSTANT | C$30 – C$6,000 |
₿ Cryptocurrency Options via CoinsPaid
| Crypto | Fee | Processing Time | Minimum Deposit |
|---|---|---|---|
| Bitcoin (BTC) | FREE | INSTANT | 0.0001 BTC |
| Ethereum (ETH) | FREE | INSTANT | 0.01 ETH |
| Litecoin (LTC) | FREE | INSTANT | 0.01 LTC |
| Dogecoin | FREE | INSTANT | 1 DOG |
| Tether (USDT) | FREE | INSTANT | 5 USDT |
| Ripple (XRP) | FREE | INSTANT | 0.001 XRP |
Sources and Further Reading
- UK Gambling Commission – RTP Requirements & Licensing
https://www.gamblingcommission.gov.uk
- eCOGRA – Return to Player (RTP) Percentage Testing
https://ecogra.org/services/rtp-percentage-testing
- SoftSwiss – RTP in iGaming: Explanation and FAQs
https://www.softswiss.com/knowledge-base/rtp-igaming-faq/
- Reddit – r/explainlikeimfive: RTP Explained by Players
https://www.reddit.com/r/explainlikeimfive/comments/15yxagn/eli5_how_does_rtp_work
- iTech Labs – Game Certification and RTP Verification